Trade That Bowl of Bak Kut Teh for a Credit Report!

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Trade That Bowl of Bak Kut Teh for a Credit Report

No matter how much we earn, it’s never enough. Well, it can also be due to the fact that we spend a quarter of our salary on food, clothes, rent and internet. Fine, we’ll be honest, we spend most of it on food. But how can we not when every time we pass by the Chinatown food street, the delicious aroma of Char Kway Teow, Chilli Crab, Laksa and Bak Kut Teh calls out to us so lovingly? At the end of the day, all this food just adds a couple of inches to our waistline. So how about this weekend you trade that bowl of Bak Kut Teh for something better? Something that will help you get your financial life together. We are talking about credit reports! A credit report costs the same as a bowl of Bak Kut Teh and instead of adding inches to your waistline, it will add to your financial life.

CBS is the most popular Credit Information Company in Singapore that offers credit reports for a mere fee of S$6.42, the same price as a bowl of your favourite delicacy. Read on to find out how to get a credit report from CBS.


  • Visit the official CBS website.
  • Select the option “Get my credit report”.
  • Login using SingPass ID and Password.
  • Choose the option “Buy my credit report”.
  • Once you choose your option, you will be directed to “My Credit Monitor” section.
  • You can pay for the credit report either through Visa or Mastercard credit card or through internet banking.
  • Enter the promotional discount code if you have one.

The CBS database goes through maintenance every day between 2am and 7am and from 12am to 8am on the last day of every month so this would probably not be the best time to use the online services.


For those of you who want to stick to old-school methods, you can purchase your credit report offline. Just visit one of the below-mentioned offices to purchase your credit report.

  • Credit Bureau (Singapore) Office,
    2 Shenton Way, #20-02, SGX Centre 1,
    Singapore 068804
    Call: 6565 6363
  • Visit one of the SingPost branches, there are 62 of them.
  • CrimsonLogic Service Bureau,
    133 New Bridge Road, #19-01/02 Chinatown Point,
    Singapore 059413
    Call: 6538 9507
  • CrimsonLogic Service Bureau,
    1, Supreme Court Lane, Level 1, Supreme Court Building,
    Singapore 178879
    Call: 6337 9164
  • CASE Office,
    170 Ghim Moh Road, #05-01, Ulu Pandan Community Building,
    Singapore 279621
    Call: 6100 0315

It is also worth keeping in mind that if you have applied for a new loan or a credit card after 1 April 2016, you can get your CBS credit report for free.

We know how hard it is to sacrifice our favourite bowl of broth, but it is all for the greater good. So what are you waiting for? Head to the CBS website or the nearest CBS office right now to find out where you stand in the credit score chain!


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