AMEX Platinum Credit Card Review: For Those Who Dine Differently

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Amex Platinum Credit Card Review

Eating is a necessity but dining is an experience. If you agree with this sentence, say “aye”. If you echoed “aye”, then this review will be a delight to read as well as plan your next dinner!

The American Express Platinum Credit Card caters specifically to sophisticated taste palettes, such as the fancies of Michelin star chefs and restaurant goers. For those wanting that extra oomph in their lives, this card comes packed with exclusive dining and lifestyle benefits that appear to be irresistible. How else does this card deliver “Platinum” standards? Let’s find out.

Fine dine, wine and dine, Platinum dine?

The American Express Platinum Credit Card boasts a spread of dining offers on some of the finest hotels and restaurants in Singapore, but’s let’s examine what you will get out of it:

Love Dining @ Hotels

Under this programme, your meals at select 5-star hotels in Singapore will be discounted up to 50%.

Owning this credit card also means you will own The Far Card Classic Membership. A membership that will cost an average Joe S$425 nett to own, you get for free because as a Platinum cardholder, you’re no average Joe, are you?

With the Far Card Classic Membership, you will enjoy discounts of up to 50% not just at any hotels but some of the finest in Singapore including:

  • Swissôtel The Stamford Singapore
  • Fairmont Singapore
  • Singapore Marriott Tang Plaza Hotel
  • St Regis

Don’t miss this: There is no limit on the number of times you can get discounts on your meals at these establishments.

Love Dining @ Restaurants

Similar to the hotel dining benefits, under this programme too you are entitled to discounts of up to up to 50% at restaurants on the island. Some of the popular dining choices include Escape Restaurant & Lounge, Shima Restaurant and Senso Ristorante & Bar to name a few.

Didn’t miss the up to 50%, did ya? Here’s what you need to know about the “up to” offer on your dining deals:

Love Dining American Express

  • 50% discount if you’re dining with one guest.
  • 35% discount if you’re dining with two guests at Four Seasons Hotel Singapore, Conrad Centennial Singapore, The St. Regis Singapore, The St. Regis Singapore, W Singapore and Singapore Marriott Tang Plaza Hotel.
  • 33% discount if you’re dining with two guests at Swissôtel The Stamford, Swissôtel Merchant Court and Fairmont Singapore.
  • 25% discount if you’re dining with three guests.
  • 20% discount if you’re dining with four guests up to 9 guests.
  • 15% discount if you’re dining alone at Four Seasons Hotel Singapore, Conrad Centennial Singapore, The St. Regis Singapore, The St. Regis Singapore, W Singapore and Singapore Marriott Tang Plaza Hotel.
  • 10% discount if you’re dining alone at Swissôtel The Stamford, Swissôtel Merchant Court and Fairmont Singapore.

Michelin Guide – A taste for the likes of the Gordon Ramsays of Singapore

The card seems to do justice to what it claims to offer – “Singapore’s Ultimate Dining Programme”. And why is that, you wonder? The dining perks offered are like an infinity pool, it doesn’t seem to end. The American Express Platinum Credit Card is the official card partner for Michelin Guide in Singapore. So, what does that entitle you to? You will not only enjoy the most exclusive privileges this card has to offer but also be invited to Michelin-starred chef dinners.

Hungry overseas? Looking for recommendations?

What are you in the mood for? A secret getaway for a romantic dinner for two? Or a late night dinner? Rather eat your dinner at a cellar instead? Or simply try all the current and up and coming spots?

All of the above? We were hoping you’d say that. With this AMEX Platinum Credit Card, you can check all of the above boxes. Whatever you’re in the mood for, this card will recommend places that best suits your hunger mood under the American Express Global Dining Programme.

Related: Holiday Essentials: Internet Speeds and the Cost of a Meal and Beer in Your Favourite Destinations

Food makes everything great right? Couple that with the right lifestyle choices and together they make everything even better.

Not hungry at the moment? How about something to get you relaxed instead?

We’re barely beginning to scratch the surface of the card here. It is so much more than food. Under the Platinum Wellness programme, your card also gets you privileges at popular spas in Singapore. To what end?

  • Pre-appetisers – spa vouchers at RN Spa, Spa Rael, The Ultimate and Adeva Spa.
  • Appetisers – Discounts of up to 40% at The Ultimate and Adeva Spa.
  • Main course – 15 additional minutes per 60 minutes of treatment OR an exclusive treatment package for S$220 (plus taxes) at Auriga Spa.
  • Desserts – Discounts of up to 15% on a la carte treatments at Spa & Sport at Swissôtel Merchant Court and Willow Stream Spa at Fairmont Singapore.

Prefer relaxing under the sun on the golf course? No problem. This card also offers Platinum Golf privileges. You will be entitled to complimentary green fees when you go golfing with a buddy on weekdays and two buddies on weekends. Your buddy has to pay though. They can’t have all the fun if they don’t own this card – fair point, right? Since a picture speaks a thousand words, let this picture save you hundreds of dollars.

AMEX Platinum Credit Card Golf savings

Source: American Express

Also looking for a rewarding experience?

Apart from such tempting Platinum offers on dining, wellness and golf, you will also be rewarded under the Membership Rewards Programme. Every S$1.60 that you spend on this card will earn you 2 Membership Reward points.

But, if you spend the same S$1.60 at EXTRA Partners such as Watches of Switzerland, G-Star Raw, Anteprima, Lee Hwa Jewellery and Peony Jade restaurant to name a few, you will earn 10 Membership Reward points.

Boutiques with American Express

Your Citi Rewards Card 10X points aren’t gonna to work at these watch and jewellery boutiques, but your Amex Platinum Credit Card will be great!

Reward points need-to-knows

Convert your Membership Reward points to air miles: Unlike an AMEX Krisflyer Credit Card, you can convert your points to miles of several airlines including Singapore Airlines, Cathay Pacific, British Airways, Malaysia Airlines, Thai Airways, Emirates and more. The conversion is based on 450 Membership Reward points = 250 air miles. That works out to be around 0.69 miles/dollar, or 3.47 miles at select partners.

Also, the transfer fees from points to miles is perpetually waived on this card. Which means you will save S$40 per conversion.

Related: Best Miles Credit Cards in Singapore: Which Should You Use for…

Catalogue Redemption: You can redeem your reward points on the Membership Rewards Catalogue for gift vouchers, travel accessories, shopping, etc.

Shop online with your reward points: Did you know you can checkout online using your reward points at select merchants? With SafeKey, your points can be used to make online purchases. The rate of redemption to offset your bill is 1,000 Membership Reward points to S$5. It is applicable on merchants enrolled with SafeKey.

Pay credit card bills: You can use your reward points to pay your credit card bills.

Wow factor: The reward points on this AMEX credit card will never expire. So, you have the option to accumulate your points and go for the big payout.

Security blanket on your purchases – No Worries Guarantee

After making a purchase using this card, if you are not satisfied with it, you can return it. You can be refunded up to S$800 per returned item with the “90-days return guarantee”. That’s 3 months to make up your mind. And even better – if the store doesn’t accept your return, you can still return it under this guarantee.

Also, this card automatically insures your purchases against theft and accidental damages for 90 days. You will be covered for up to S$10,000 per incident under the “90-days purchase protection”.

Remember this: The No Worries Guarantee is applicable for purchases made in Singapore only.

Who is this card REALLY for?

If you’ve come so far, at this point you’ve already ventured a guess as to whether this card is what you need right now. If you are someone who believes that ambience and presentation of food are just as important as the taste of the food itself and aren’t satisfied with anything below “5-stars”, this card is a must-have for you.

Also, those who travel can benefit from this card because it allows you to convert your points to miles. So, your taste for fine dining can cover your flight tickets on your next trip! So, eat more to fly often – ready for the challenge?

This card is especially meant for those who want to leave an impression. Making an impression today isn’t an impenetrable task anymore, leaving it in others’ minds still is. This card can add the “fine” in anything from dining to lifestyle.

Our recommendation

The beauty of this card is that it can perfectly complement other credit cards such as a travel credit card or a rewards credit card. But it works fine even as a standalone card.

For instance, we Singaporeans use credit cards in our daily lives for physically or virtually everything. Fine dining, golfing and spa trips might not be an everyday occurrence. As this a “Platinum” card, it can be your special occasions card.

On the other hand, you can also use the card more often than you can think of. Retail purchases on this card will earn you reward points which you can then redeem for a variety of benefits. Your purchases are also protected with the No Worries Guarantee for a hassle-free shopping experience.

So, what are YOU planning to use the American Express Platinum Credit Card for?

Looking for more? Your wish is our command. Check this out – Best Credit Cards for Dining in Singapore. 

 

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