You could be a shopaholic, an efficient mum on the go, a control freak, or just plain spoilt; there is going to be a piece of plastic that fits your requirements perfectly. A woman is never going to fall short of options in Singapore’s crowded credit card universe. Here are some cards that stand out amongst the rest.
1. Citi Rewards Card: A shopaholic’s dream come true
Citi Rewards Card is right after a shopaholic’s heart; the creators of the card seem to have recognized the shopaholic syndrome that many women have and got it right when it comes to the details.
First, they tempt you (a new card member), with a S$120 cashback, and all you need to do is to apply for the card. Next, they floor you with 10 times reward points every time you shop – be it for shoes, clothes, or bags at departmental stores and online websites; and this applies conveniently to local as well as overseas shopping.
If it is Amazon you are partial to, expect double the reward points till 31 March 2017 – yes, that’s 20 times! There are also a few welcome vouchers from brands you’ll love thrown in for good measure.
This card tries really hard to make you decide between shopping at the mall and ducking into the spa for some relaxing me time – what with 30% off on the a la carte menu at various spas across the city. But hey, it’s the Citi Rewards Card, so you can do both! And if you really wish to make your plastic proud, stack those reward points up well and redeem them for flights, hotels, F&B vouchers, or gift vouchers for yet another shopping spree.
Additional read: Does the Citibank Rewards Card Live up to Its Name?
2. DBS Woman’s World MasterCard: Making your life easier
The people at DBS certainly know how to please a woman, especially one who is into efficiency and planning. The DBS Woman’s World MasterCard spreads all your purchases over 12 months into an interest free instalment plan. Now that’s really thoughtful and it’s called My Preferred Payment Plan.
On the retail front, online shopping earns you 10 times DBS points for every S$5 you spend, while overseas shopping stacks up 3 points for the same amount spent.
Another perk unique to the DBS Woman’s World MasterCard is that you get to skip the queue when you book a Comfort & City Cab with your mobile number – they even prioritise your booking!
For ladies who like to stay fit, there are complimentary visits to True Fitness and True Yoga every month and waivers on the signing up fee as well. Super like!
3. UOB Lady’s Card: What women want?
This one has really nailed it. Crafted with such dexterity, it leaves you wondering about gender equality. The UOB Lady’s Card is perfect for the stylish, well-travelled woman who knows her way around.
When she shops, it’s UNI$5 for every S$5 spent whether local, overseas or online. When she decides to indulge herself – let’s say it’s those designer heels – she can choose to pay for it over six or 12 months through the convenient interest-free LuxePay plan.
When she wants what she can’t have – think websites that deliver only to the US – this piece of plastic makes it possible with the complimentary MyUS premium membership.
There is more. Free drinks at selected bars, theatre tickets, free spa treatments, free weekend parking, rebates et al. And coming back to the well-travelled part; ladies, you get a hefty 20% off on stays at Starwood Hotels and Resorts. Get packing!
P.S. Like this wasn’t quite enough, the card also has a red rose motif on it!
Additional read: Is UOB Lady’s Solitaire Card Better Than UOB Lady’s Card?
4. ANZ Optimum World MasterCard: Custom-made happiness
This card is the stuff of dreams, especially for women who like to be in control. ‘I want cashback, with no ceiling cap, no minimum spend, and I want it now’. Catering to such a mentality with much aplomb is the ANZ Optimum World MasterCard.
Adding to this bonanza is the choice you get to make – more control, yay! – choose one category (from travel/dining/shopping/groceries) every quarter and get 5% cashback on that. The other three categories still get you that 1%. So basically, you get to tweak your card according to your specific needs every quarter.
A little bit of planning and retail therapy with the ANZ Optimum World MasterCard can take you straight to cashback heaven.
5. OCBC Titanium Rewards Card: Rewards all the way
With the OCBC Titanium Rewards Card, it’s raining rewards all the way. So if you have compulsive shopping issues, or one who need retail therapy when you are feeling blue, or one of those who just loves to shop – this is the card for you.
You start raking in points right from the very beginning since there is no minimum spend required and you get 10x OCBC$ for every S$1 you spend. This applies to online shopping, offline stores, stores within Singapore and overseas!
Just to make sure you don’t miss out on rewards that are being so generously offered, they’ve decided to offer bonus points for clothes, bags, shoes, personal care, babies and kids wear, gadgets, electronics, department stores, you name it!
You also get 10x OCBC$ for every S$1 you spend through mobile payments, until 31 March 2017. When someone is trying so hard, it does get difficult to resist. Don’t miss out on the OCBC Titanium Rewards ride; this card is shooting to the top of the rewards cards list in Singapore.
With these great cards out there that cater specifically to the fairer sex, who says it’s a man’s world?