As the world gets more digital, Singapore is quickly following in the footsteps of tech leaders in the world to become digital as well. From payments to personal identity, Singapore has been adopting many digital initiatives like PayNow and SingPass to support better living through technology. Now, there is another new service known as MyInfo that is going mainstream island-wide.
Like every new digital solution that is pushed out, it always leads to a series of questions from Singaporeans, like the ‘What’, ‘Why’ and ‘How’. If you are clueless about MyInfo, here is a quick-read guide on everything you need to know about MyInfo.
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1. What is MyInfo?
MyInfo is a personal data sharing platform that is designed and maintained by the Singapore government. Businesses that have been given authorised by you will be able to retrieve your personal data from MyInfo to automatically fill in forms for you.
2. What information is contained within MyInfo?
There are six categories of personal information that is retrievable from the MyInfo platform. They include personal information, contact, income and CPF, education, family and vehicle ownership information. These are all information that services would need you to fill in whenever you sign up for their service.
|NRIC/FIN (from ICA / MOM)|
|Name (from ICA / MOM)|
|Sex (from ICA / MOM)|
|Race (from ICA / MOM)|
|Dialect (from ICA)|
|Residential Status (from ICA)|
|Nationality (from ICA / MOM)|
|Date of Birth (from ICA / MOM)|
|Country of Birth (from ICA / MOM)|
|Passport Number (from ICA)|
|Passport Expiry Date (from ICA)|
|Mobile Number (from SingPass)|
|Email Address (from SingPass)|
|Registered Address (from ICA1)|
|Type of Housing for Registered Address (from URA / HDB1)|
|CPF Account Balance (from CPFB)|
|Employment related CPF Contribution History (from CPFB)|
|Income Info (from IRAS)|
|Income Info (History) (from IRAS)|
|Ownership of Private Residential Property (from IRAS)|
|Monthly Household Income|
|Highest Education Level|
|Name of School|
|Year of Graduation|
|Marital Status (from MSF1)|
|Marriage Date (from MSF1)|
|Divorce Date (from MSF1)|
|Marriage Certificate Number (from MSF1)|
|Country of Marriage (from MSF1)|
|Local Registered Birth Records (from MHA)|
|Vehicle Ownership (from LTA)|
3. Who came up with this idea of MyInfo and when was it launched?
The idea of MyInfo came from GovTech Agency. It was pilot launched in Jan 2016 within the public service. It was then officially launched in May 2016. In 2017, MyInfo was implemented in the sign-up services of local banks like DBS, OCBC, Standard Chartered and UOB for individuals. MyInfo was then extended to the private sector where commercial companies can sign-up to allow their customers to use MyInfo in filling their forms.
4. How does MyInfo benefit you and why you should use it?
The benefit of MyInfo is best illustrated using an everyday life example. Just imagine that you are on the verge of travelling and decides that you want to get yourself a credit card to chalk up some miles. You decide to approach the bank to apply for one. In order to apply for a credit card, the bank officer asks you to fill up a long application form with your details.
Depending on the bank that you visit, you either need to fill it up manually or fill in an e-form. Under usual circumstances, this will take you about 10-15 minutes. In some situations, if you fill in the wrong information (e.g. a typo), your application gets delayed. Furthermore, when filling up application forms, you might also need to upload original documentation (e.g. income statement) for the bank to verify them.
With MyInfo, all you need to do is to give consent to let the bank pick up your information from the MyInfo platform. All it takes is a few minutes for your form to be automatically filled. You don’t have to worry about making a typo mistake at all. Apart from the speed, you also enjoy the convenience of not having to go through the trouble of uploading documentation for verification.
5. Is MyInfo safe?
A common question that is asked about every digital solution that offers convenience is, “Is it safe?”. As you realize that personal data becomes more and more important, your natural reaction is to wonder whether a service like MyInfo is safe. You do not want your personal data to be compromised and start receiving a lot of unwanted calls or sms-es.
Your information that is stored within the MyInfo platform is safeguarded by industry cybersecurity best practices. From end-to-end encryption and multi-layered security, there is no lack of security measures put in place by the GovTech Agency. Furthermore, only you will have the sole authority to give companies consent to retrieve your data from MyInfo. You first need to login to your SingPass to give permission for access to a third party before your information can be retrieved.
6. How and where can you use MyInfo?
The way to use MyInfo is simple. As usual, just go to the website of the service you would like to sign up for. The only difference comes when you choose to sign up for an account. You will be given an option whether to use MyInfo or go through the old school way of filling up the form on your own. If you want to use MyInfo, then click on the MyInfo option.
You will then be brought to the SingPass login page to login to your SingPass. Next, sign in to your SingPass and give authorisation to allow the company to use your information. Your sign-up process is now complete.
But before you give access, make sure you look through the kind of information that is going to be extracted by the company. You should ensure that they do not retrieve information that they do not require. For example, if a company asks for your CPF information even though their service doesn’t require them to know your income or CPF savings information, you must not give them the right to retrieve your personal data.
Where can you use MyInfo?
Right now, 100 public services are already using the MyInfo. If you need to fill in any forms at the public services, it will most likely be through MyInfo. There are also about 56 business services that have tied up with a digital government vault for personal information. In the coming months, more businesses will be onboarding MyInfo into their sign-up service, including Bankbazaar. If you want to sign up for a credit card through Bankbazaar, all you need to do is to click the MyInfo button and allow Bankbazaar to retrieve your information for your application. It is that simple.