Mileslife Guide: What is Mileslife + How to Earn Miles + Which Cards to Use

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For serious mile earners, we often seek all kinds of ways to earn more miles. We derive the “shiokest” feeling when we are able to earn miles from multiple sources on a single transaction. For those we get what I mean, then you should already have Mileslife app downloaded on your phone. If you don’t, then read this post and start your download!


Let’s dive right in!

Earn miles faster by downloading Mileslife and paying through it

What is Mileslife?

Mileslife is a mobile payment platform that helps you earn additional air miles on top of your credit card rewards (such as miles, cash rebate or points), at no extra cost to you.

How does Mileslife work?

When you make payments at participating merchants through Mileslife, you get extra miles (1 mile per dollar onwards) on top of your credit card earnings.

Mileslife Guide

Where can the miles be credited to?

Those extra miles that you earn at each merchant will be credited to your app within three to five working days. When you are ready, you can then credit your miles to your preferred airlines’ loyalty programmes, which includes Singapore Airlines Krisflyer, ANA MileageClub, Qatar Airways Privilege Club, Emirates Skywards, and EVA Air Infiniti Journey. If you already have your preferred FFP linked to the app, the miles will be credited automatically within a few days.

7 ways to earn miles on Mileslife

Mileslife offers many opportunities to earn even more miles when you perform certain activities, especially during the promotion period:

  1. Pay via Mileslife app (earn rate depends on merchant and promotion)
  2. Check-in within the app for 7 days consecutively to earn up to 200 miles
  3. Top up your Mileslife wallet (possible bonus miles during promotion periods)
  4. Refer friends and both parties get rewarded miles. Your referred friend just needs to spend $49 and both parties will earn 1,000 miles. New to this app? Get a referral code here.
  5. Participate in Miles Booster campaigns. These are tasks (such as spend 4 times or spend $500 in total) you need to complete to earn bonus miles
  6. Keep fit and walk more. Mileslife Health rewards users with miles when they walk more each day. A minimum of 5,000 steps is required to start redeeming for miles
  7. Does your friend own a restaurant business? Refer a merchant to Mileslife successfully and get 5,000 miles

mileslife guide | BankBazaar

Pros of Mileslife

Mileslife is a must for every miles collector because:

  • You earn more miles than you usually would just by paying through the app
  • Beyond dining, they also offer miles for local lifestyle activities, such as spa and entertainment and travel deals for hotel stays, travel services, attraction tickets, and so on in a host of destinations. To highlight, they recently introduced miles for Etiqa’s ePROTECT travel insurance
  • Regular miles promotions and lucky draws that let you earn even more miles at selected merchants (E.g. 8 miles per dollar when you dine at specific restaurants)
  • Mileslife has a good variety of airline partners to transfer your miles to

Cons of Mileslife

The main issue I face is that some dining merchants are also either tied up with other apps like ENTERTAINER, Chope, GrabPay, and FavePay or they offer direct discounts for specific credit cards.

Hence, for merchants that only offer 1-2 mpd on Mileslife, you may find yourself in a dilemma when deciding which payment platform gives you the most value.

“Want to download Mileslife to accumulate miles faster? Get a 1,000 miles boost when you sign up for Mileslife using this referral link.”

Credit cards to use on Mileslife

For most people, the first instinct is to use whichever miles credit card they own for Mileslife. That may be a Citi PremierMiles Card or UOB PRVI Miles Card. However, you should consider that it is considered an online platform, and we should be looking at cards that give accelerated miles for online purchases.

With that in mind, the DBS Woman’s Cards would have been our top picks, except that DBS’ specifically excludes Mileslife payments from earning bonus miles. Hence, our recommendation would be HSBC’s Revolution Card, a credit card that gives you 2 miles/dollar on your online spend. There are no minimum spends or caps so you can use to your heart’s content.

From time to time, the app will have tie-ups with specific credit cards or banks to offer more miles. At the moment, using the DBS Altitude Card will give you 50% more miles on all transaction. That is potentially better than using HSBC’s Revolution Card.

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