HSBC Visa Infinite Card Review: Best Card for Travel Benefits?

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HSBC Visa Infinite Card Review Best Card for Travel Benefits

When you think of “Visa Infinite”, what is the first thing that pops into your head? Invitation-only, right? What if you could get a Visa Infinite card without an invitation but nonetheless enjoy all the luxuries and privileges associated with it? Nope, you’re not imagining it, you heard it right.

The HSBC Visa Infinite Credit Card is no longer an invitation-only card. If you are eligible for this card (i.e. are at least 21 years old and earning S$120,000 and above), then walk right in.

Benefits of the HSBC Visa Infinite Card

Let’s start with the basics here – as a welcome to the Visa Infinite family, you will receive 35,000 air miles upon applying for this card and paying the non-waivable annual fee of S$650. This welcome gift alone can get you a return ticket to Bali on Business Class on Singapore Airlines.

Related: When is it Worthwhile to Pay Your Credit Card’s Annual Fee?

Of course you’d want to know what earn rate you would get on this card next; after all, you’re spending in the hopes of receiving infinite privileges. So here we go:

  • The first year of your membership, you will earn 2 miles per S$1 spent overseas and 1 mile per S$1 spent locally.
  • Second year onwards, you will earn 2.25 miles per S$1 spent overseas and 1.25 miles per S$1 spent locally.

At this point you should already know that there’s always a “but” when it comes to what you get. Here it is: You need to spend at least S$50,000 in the previous year to earn 1.2 miles and 2.25 miles on local and overseas spends, respectively.

The other catch is that your earned miles will expire. We wish it would never expire like the Citi PremierMiles Card or the DBS Altitude Card, but no, we’ve only got 3 years to redeem the miles.

Read also: Best Miles Credit Cards in Singapore: Which Should You Use for…

Infinite Card = Infinite privileges

With the HSBC Visa Infinite Card, you don’t have to pick and choose between your favourite activities to maximise your privileges because now, every activity is going to be your new favourite. Gear up for a world of pampering whether you’re travelling, dining or enjoying your lavish lifestyle.

Feel like a VIP when you enter the airport

Stop worrying about how many times you’ve already used your Priority Pass Membership to get access to VIP airport lounges. Because now, you will have unlimited access to more than 700 VIP airport lounges around the world.

Wondering what the big deal is since all Visa Infinite cards may offer the same privilege? Here’s the big deal:

  • Both the principal and supplementary credit cardholders will have access to worldwide VIP airport lounges. HSBC will issue separate Priority Pass Membership cards for each cardholder.
  • No prior reservations are required to get this privilege. Just present this card and enjoy your exclusive access to the lounge.

Related: How to Get More Out of Your Company-Paid Expenses Using Your Credit Cards

Infinite style quotient with complimentary limousine transfers and expedited immigration clearance

As a new member of the HSBC Visa Infinite family, you will receive 2 complimentary redemptions of limousine transfer to the airport and expedited immigration clearance. And if you are a Premier customer, double your joy with 4 complimentary redemptions.

Once you have the taste of this high-life, every S$2,000 you spend will get you 1 complimentary redemption of both these privileges. You can make use of these privileges 24 times a year, that’s twice a month!

Not travelling alone? No problem, because one accompanying guest travelling with you on the same flight will also receive the complimentary expedited immigration clearance.

This is what you can look forward to with this Airport VIP Service (Expedited Immigration Clearance):

  • An arrangement for a “Meet and Greet” will be made at the airport.
  • You will be assisted with luggage clearance and expedited immigration services.

All you need to do to arrange for this service is to call the HSBC Visa Infinite Butler at least 3 days prior to your flight.

Related: 7 Credit Card Privileges You Need to Start Using When You Travel

HSBC Visa Infinite Butler – What’s that?

A service almost exclusive to HSBC, the bank has its own butler service where no request is too small or too big. If you’re looking for a single service to take care of all your travel arrangements, look no further because this is like all your Christmas presents wrapped through a phone call!

This is what the HSBC Visa Infinite Butler can actually do for you the butler will connect with various Third Party Service Providers to assist you in all these ways:

  • Visa requirements
  • Hotel referrals and reservations
  • Flight information and bookings
  • Luxury limousine and car rentals reservations
  • Currency conversion assistance
  • Assistance with planning your entire trip
  • Language or translation support
  • Recommendations for sightseeing, shopping, art and culture
  • Luxury cruise and yacht reservations
  • Train/rail ticketing arrangements

In addition to these, the Butler can also help you with your golfing needs, making dining reservations or organising food tasting events, and even procure business services like messenger or courier assistance.

This means, the only thing that you need to do on your own is pack your bags!

Want to travel wild but safely?

If you make your travel arrangements with the HSBC Visa Infinite Credit Card, you will be automatically insured for up to US$2 million. Your spouse will be insured for up to US$1 million and your child for up to US$30,000. Nope, this is not an error – the coverage is in United States Dollars (USD)! You will get over 20 benefits including travel accident and inconvenience cover. Here are the benefits at a glance:

  • Overseas medical expenses cover – Up to S$100,000
  • Emergency medical evacuation cover – Up to S$250,000
  • Trip cancellation cover – Up to S$10,000
  • Travel delay cover – Up to S$1,000 (S$100 per 8 hour delay)
  • Overseas luggage delay cover – Up to S$1,000
  • Luggage loss – Up to S$5,000
  • Loss of your travel documents – Up to S$400
  • Personal liability cover – Up to S$100,000

Always keep your eye on the ball – the golf ball

field-grass-lawn-meadow

Can’t picture a trip abroad without taking in a game of golf? Who says you have to forgo the golf? With the HSBC Visa Infinite Card you will enjoy discounts of up to 30% on your green fees at 30 clubs across Southeast Asia. Play fearlessly because you’re also insured for up to S$500,000 with a complimentary golfer’s insurance.

And if you’re not planning to leave Singapore, take in a game of golf on any weekday of the year for free! All you have to do is visit the Serapong course at Sentosa Golf Club with any paying guest. This is a limited-time offer available until 31 December 2017.

Tip: Use the HSBC Visa Infinite Butler service for assistance with golf course referrals and reservations, golf lesson referrals, golf apparel and equipment and golf event organising.

Hungry for more? There’s still dining, spa and shopping.

Marriott Cafe

Satisfy your hunger at any of the participating restaurants at Singapore Marriott Tang Plaza Hotel without worrying about the bill because you will enjoy discounts of up to 50% on your meals at Pool Grill, Marriott Café, Crossroads Café and Wan Hao Chinese Restaurant.

If your taste buds are craving for European food, then visit II Cielo at Hilton Singapore, Forlino at One Fullerton, Dolce Vita at Mandarin Oriental Singapore, Basilico at Regent Singapore, A Four Seasons Hotel or Garibaldi Italian Restaurant and Bar and get 15% off on your bill.

Consider this: Discounts at Singapore Marriott Tang Plaza is valid until 31 December 2017 and includes certain terms and conditions that need to be met. Do check with the restaurant while making your reservation.

Need a break to relax? Then say ESPA

ESPA Tea Lounge

HSBC Visa Infinite primary and supplementary cardholders will enjoy a host of benefits at ESPA, Resorts World Sentosa, including complimentary access twice a month (for 3 hours each), savings on treatments, additional birthday discounts and complimentary upgrades.

Owning an HSBC Visa Infinite Card is a rewarding experience – literally

Ever thought you deserve a reward for your efforts? HSBC certainly thinks so. That is why you will receive 10x HSBC Rewards when you spend at designer boutiques including Bang & Olufsen, TUMI, Max Mara and more.

Tip: Use the HSBC Visa Infinite Butler service for assistance with flower deliveries for loved ones, acquiring art and antiques, shopping and tailoring services.

Read also: Foreign Currency Transactions: What Are the Fees and Which Are the Best Credit Cards to Use?

So, does the HSBC Visa Infinite Credit Card sound inviting?

HSBC-Visa-Infinite

Now, as an HSBC Visa Infinite Credit Cardholder, you’re expected to pay an annual fee of S$650 (S$488 if you are a Premier customer). But, if you’ve read this far, you can see for yourself that your privileges with this card far outweigh the cost and slightly inferior mile-earning rate.

And as this is no longer an invitation-only credit card, you don’t even have to wait for the bank to send you an invitation! So, if you’re ready to start your highlife for an infinite period of time, what are you really waiting for?

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