When you think of “Visa Infinite”, what is the first thing that pops into your head? Invitation-only, right? What if you could get a Visa Infinite card without an invitation but nonetheless enjoy all the luxuries and privileges associated with it? Nope, you’re not imagining it, you heard it right. The HSBC Visa Infinite Credit Card is no longer an invitation-only card. If you are eligible for this credit card (i.e. are at least 21 years old and earning S$120,000 and above), then walk right in.
HSBC Visa Infinite Credit Card review – is this the best credit card for travel benefits?
Benefits of the HSBC Visa Infinite Credit Card
Sign-up bonus miles
Let’s start with the basics here – as a welcome to the Visa Infinite family, you will receive 35,000 air miles upon applying for this card and paying the non-waivable annual fee of S$650. This welcome gift alone can get you a return ticket to Bali on Business Class on Singapore Airlines.
Miles earn rate
Of course you’d want to know what quickly you’ll be able to earn miles with the HSBC Visa Infinite Card; after all, you’re spending in the hopes of receiving infinite privileges. So here we go:
- The first year of your membership, you will earn 2 miles per S$1 spent overseas and 1 mile per S$1 spent locally.
- Second year onwards, you will earn 2.25 miles per S$1 spent overseas and 1.25 miles per S$1 spent locally.
You need to spend at least S$50,000 in the previous year to earn 1.2 miles and 2.25 miles on local and overseas spends, respectively. Quite a lot to spend for not that attractive a miles earn rate, if you ask us.
The other catch is that your earned miles will expire. We wish it would never expire like the Citi PremierMiles Card or the DBS Altitude Card, but no, we’ve only got 3 years to redeem the HSBC Rewards Points.
Ok, so the miles earn rate isn’t top of the class. But does the HSBC Visa Infinite Card offer other travel benefits and privileges?
With the HSBC Visa Infinite Card, you don’t have to pick and choose between your favourite activities to maximise your privileges because now, every activity is going to be your new favourite. Gear up for a world of pampering whether you’re travelling, dining or enjoying your lavish lifestyle.
Here are the travel benefits you can expect from the HSBC Visa Infinite Card:
- Unlimited VIP lounge access
- Complimentary limousine transfers and expedited immigration clearance
- HSBC Visa Infinite Concierge
- Automatic travel insurance
- Golfing privileges
- Dining, spa and shopping privileges
Unlimited Priority Pass lounge access – Feel like a VIP while waiting for your flight
Stop worrying about how many times you’ve already used your Priority Pass Membership to get access to VIP airport lounges. Because with the HSBC Visa Infinite Card, you will have unlimited access to more than 700 VIP airport lounges around the world.
Wondering what the big deal is since many Visa Infinite cards offer a similar privilege? Here’s the big deal:
- Both the principal and supplementary credit cardholders will have access to worldwide VIP airport lounges. HSBC will issue separate Priority Pass Membership cards for each cardholder.
- No prior reservations are required to get this privilege. Just present your HSBC visa infinite card and enjoy your exclusive access to the lounge.
Complimentary limousine transfers and expedited immigration clearance
As a new member of the HSBC Visa Infinite family, you will receive 2 complimentary redemptions of limousine transfer to the airport and expedited immigration clearance. And if you are a Premier customer, double your joy with 4 complimentary redemptions.
Once you have the taste of this high-life, every S$2,000 you spend on your HSBC Visa Infinite Card will get you 1 complimentary redemption of both these privileges. You can make use of these privileges 24 times a year, that’s twice a month!
Not travelling alone? No problem, because one accompanying guest travelling with you on the same flight will also receive the complimentary expedited immigration clearance.
This is what you can look forward to with this Airport VIP Service (Expedited Immigration Clearance):
- An arrangement for a “Meet and Greet” will be made at the airport.
- You will be assisted with luggage clearance and expedited immigration services.
All you need to do to arrange for this service is to call the HSBC Visa Infinite Concierge Service at least 3 days prior to your flight.
HSBC Visa Infinite Concierge Service – What’s that?
A service almost exclusive to HSBC, the bank has its own concierge service where no request is too small or too big. If you’re looking for a single service to take care of all your travel arrangements, look no further because this is like all your Christmas presents wrapped in a phone call!
This is what the HSBC Visa Infinite Concierge Service can actually do for you – the butler will connect with various third-party service providers to assist you in all these ways:
- Visa requirements
- Hotel referrals and reservations
- Flight information and bookings
- Luxury limousine and car rentals reservations
- Currency conversion assistance
- Assistance with planning your entire trip
- Language or translation support
- Recommendations for sightseeing, shopping, art and culture
- Luxury cruise and yacht reservations
- Train/rail ticketing arrangements
In addition to these, the concierge service can also help you with your golfing needs, making dining reservations or organising food tasting events, and even procure business services like messenger or courier assistance.
This means the only thing that you need to do on your own is to pack your bags!
Automatic travel insurance – Want to travel wildly but safely?
If you make your travel arrangements with the HSBC Visa Infinite Credit Card, you will be automatically insured for up to US$2 million. Your spouse will be insured for up to US$1 million and your child for up to US$30,000. Nope, this is not an error – the coverage is in United States Dollars (USD)! You will get over 20 benefits including travel accident and inconvenience cover. Here are the benefits at a glance:
- Overseas medical expenses cover – Up to S$100,000
- Emergency medical evacuation cover – Up to S$250,000
- Trip cancellation cover – Up to S$10,000
- Travel delay cover – Up to S$1,000 (S$100 per 8-hour delay)
- Overseas luggage delay cover – Up to S$1,000
- Luggage loss – Up to S$5,000
- Loss of your travel documents – Up to S$400
- Personal liability cover – Up to S$100,000
Always keep your eye on the ball – the golf ball
Can’t picture a trip abroad without taking in a game of golf? Who says you have to forgo the golf? With the HSBC Visa Infinite Card, you will enjoy discounts of up to 30% on your green fees at 30 clubs across Southeast Asia. Play fearlessly because you’re also insured for up to S$500,000 with a complimentary golfer’s insurance.
And if you’re not planning to leave Singapore, take in a game of golf on any weekday of the year for free! All you have to do is visit the Serapong course at Sentosa Golf Club with any paying guest. This is a limited-time offer available until 31 December 2018.
Tip: Use the HSBC Visa Infinite Concierge Service for assistance with golf course referrals and reservations, golf lesson referrals, golf apparel and equipment and golf event organising.
Hungry for more? There’s still dining, spa and shopping.
Satisfy your hunger at any of the participating restaurants at Singapore Marriott Tang Plaza Hotel without worrying about the bill because you will enjoy discounts of up to 50% on your meals at Pool Grill, Marriott Café, Crossroads Café and Wan Hao Chinese Restaurant.
If your taste buds are craving for European food, then visit II Cielo at Hilton Singapore, Forlino at One Fullerton, Dolce Vita at Mandarin Oriental Singapore, Basilico at Regent Singapore, A Four Seasons Hotel or Garibaldi Italian Restaurant and Bar and get 15% off on your bill.
Consider this: Discounts at Singapore Marriott Tang Plaza is valid until 31 December 2018 and includes certain terms and conditions that need to be met. Do check with the restaurant while making your reservation.
Need a break to relax?
HSBC Visa Infinite primary and supplementary cardholders will enjoy a host of benefits at ESPA, Resorts World Sentosa, including complimentary access twice a month (for 3 hours each), savings on treatments, additional birthday discounts and complimentary upgrades.
10X HSBC Rewards: Because owning an HSBC Visa Infinite Card is a rewarding experience – literally
Ever thought you deserve a reward for living in luxury? HSBC certainly thinks so. That is why you will receive 10x HSBC Rewards when you spend at designer boutiques including Bang & Olufsen, TUMI, Max Mara and more.
Tip: Use the HSBC Visa Infinite Concierge Service for assistance with flower deliveries for loved ones, acquiring art and antiques, shopping and tailoring services.
So, does the HSBC Visa Infinite Credit Card sound inviting?
Now, as an HSBC Visa Infinite Credit Cardholder, you’re expected to pay an annual fee of S$650 (S$488 if you are a Premier customer). But, if you’ve read this far, you can see for yourself that your privileges with this card far outweigh the cost and slightly inferior mile-earning rate.
And as this is no longer an invitation-only credit card, you don’t even have to wait for the bank to send you an invitation! So, if you’re ready to start your highlife for an infinite period of time, what are you really waiting for?
Card Type: Air miles
Annual Fee: S$650 (S$488 for HSBC Premier customers)
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- Up to 2.25 miles per S$1 spent
- Unlimited access to over 700 VIP airport lounges
- Complimentary travel insurance coverage up to S$2 million
- Complimentary limousine transfer and expedited immigration
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|HSBC Visa Infinite Credit Card Features and Benefits||Details|
|Annual Fee||Principal card: S$650
S$488 for HSBC Premier Customers
|Effective interest rate||25.9% p.a|
|Eligibility||21 years old and above
Annual income requirement: