Browsing: Credit Report

How Do Balance Transfers Affect Your Credit Score?

A balance transfer shifts your existing loan on one credit card, to an interest-free credit card. This will give you enough time to settle outstanding debts without incurring interest. While we can’t write a book on this topic, we can tell you what you need to know about it, including how it affects your credit score!

5 Practical Ways to Improve Your Credit Score

Do you know what your credit score is? Oh no, is it low? A low credit score can ruin your chances of getting a loan or a credit card. So it is very important to know how to improve your credit score. Read on to learn the most practical ways to improve your credit score.