Category Archives: Personal Finance

4 Mistakes Almost Everyone Make with Their Credit Cards

Credit cards are the most preferred payment method in Singapore today. But not everybody is using their credit cards wisely. Here are some common mistakes that almost everyone make with their credit cards.

10 Truly Brilliant, Truly Helpful Books to Help You Become Wealthier and Wiser

There are hundreds of titles telling you how to manage your money, but not all advice are created equal. What you really need are firm foundational knowledge and easy-to-do how-tos. Here’s the ultimate IT list of personal finance books you must read and have on your shelves.

Budget 2017 Expectations

Industry transformations, people development, incentives for elders and security were some of the top concerns of Budget 2016. What does Budget 2017 hold for Singaporeans? Find out here!

A Guide to Banking and Credit Card Essentials for New Expats in Singapore

As with any long-term move, it’s important to get your financial essentials sorted soon after you arrive in the country. This article is aimed at steering you in the right direction and in the process, avoid a lot of headache running from pillar to post.

Can Money Buy You Happiness?

It would seem obvious that those with higher incomes, if not savings, struggle less with basic needs and are more likely to be happier than those fighting to stay afloat financially. But putting this statement to the test of science, research shows that money alone doesn’t guarantee happiness and when it does, only to a limited extent. What really matters is how you spend and use your money. Take these tips from researchers on making your money and your life count.

5 Tips to Remember When Planning Your Honeymoon So That You Don’t Come Back Broke

Can there be a better start to your married life than going on a trip together? But we know many couples who end up all spent after their honeymoon trip. You don’t want to make financial mistakes from day one and spend the rest of your life blaming each other, do you?

6 Tips to Get out of Credit Card Debt Quickly

Have you been leaving your credit card bills unread because you’re scared of the amount you need to pay? Do you spend sleepless nights wondering how you reached this place? Then what you need is a quick-fix to your credit card problems.

5 Troubling Ways Millennials Are Mismanaging Their Money

Millennials may be masters of tech, social media, and all things current, but are they masters of money management? It seems like many aren’t. Here’s why.

5 Apps You Definitely Need to Get Your Finances Straight

In this time and age where there is an app for everything, it would be shocking if there weren’t apps to help you manage your finances better. Here’s 5 amazing apps that will help you sort out your financial life.

[Infographic] 5 Financial Villains Even Your Novice Superhero Faces at the Start

Your friendly neighbourhood caped crusader may be your idol but some of his problems are the same as yours. No savings, high rent, an education loan etc. Don’t believe us?

Best High Interest Savings Accounts in Singapore

All the money we make needs to go somewhere, and while some of us are still using our old POSB savings account from decades ago, many banks have been trying to lure us to deposit money with them using attractive interest rates. But with so many new savings accounts in the market, how do you know which is the right one? Let us help you out in choosing between the best high interest savings accounts in Singapore.

What Behavioural Science Teaches Us About Saving Money

Behavioural scientists have figured out why you spend and can’t seem to save. Take these cues from science to build a regular savings habit.

3 Exciting Trends in Paperless Finance in Singapore

In recent years, Singaporeans have increasingly embraced paperless finance in the form of online banking, contactless payments, online applications for financial products, and even submitting insurance claims through WhatsApp. With so much more technology can do, let’s have a look at a couple of exciting trends in paperless finance in Singapore.

Best First Jobs or Internships to Have in 2017

Whether you are looking for your first internship or your first full-time job, it is good to know where you should go hunting, and which areas offer great growth. Your first job will always be firmly etched in your memory, and it’s important to make the right choice – given your skill set, ambitions, and expectations. Here’s what’s rocking the job scene.

What Is the Price of Pregnancy in Singapore?

Babies may be wonderful bundles of joy but, in Singapore, they are not much welcomed. Birth rates in 2015 was a dismal 1.4, well below the 2.1 needed to replace the population. Most couples cite heavy costs as a reason.

But, are babies really a burden on the budget? What is the price of pregnancy in Singapore?