Category Archives: Personal Finance

Your Decade-By-Decade Guide to Financial Wellness

Financial planning can be all too overwhelming. But here’s how you can focus your energies in every stage of your life, to get you on your way to financial wellness.

6 Money Tips Millennials Can Learn from Their Parents

Wondering how your parents managed money so well? Here are a few lessons you can learn from them that will help you go a long way. Trim that party budget, set a retirement fund and don’t scrimp on the insurance.

[Infographic] 6 Ways to Reduce Your Taxes in Singapore

“In this world, nothing can be said to be certain, except death and taxes,” said Benjamin Franklin. Those are very wise words indeed, but we mustn’t be faulted for trying, if we did try to reduce our taxes. For some, they try to cheat death too! Let us tell of six ways you can reduce your tax in Singapore. Read on.

What Is the CDP Account For?

I was having a casual lunch chat with my colleagues on the stock market and was pleased that my first attempt to explain the concept of long versus short, call versus put option was successful. But asked a simple question on what the CDP account is for, I found myself tongue tight. It is… a depository to hold my stocks and… perhaps my holdings inside are guaranteed in certain ways?

How Do Balance Transfers Affect Your Credit Score?

A balance transfer shifts your existing loan on one credit card, to an interest-free credit card. This will give you enough time to settle outstanding debts without incurring interest. While we can’t write a book on this topic, we can tell you what you need to know about it, including how it affects your credit score!

6 Essential Money Tips That All Newlywed Couples Can Use

Financial advice for newlyweds ranges from money specific matters like settling existing debt to complicated stuff like never mixing emotions and a financial discussion. Here are 6 tips to handle the inevitable money discussion that will happen sooner rather than later so be prepared!

7 Money Management Tips for Retirees

Retirement can be a scary phase for many people. Imagine your monthly paycheck stops coming in but the expenses remain where they are! That is a terrifying feeling for everyone. Wondering how you will manage your expenses post retirement? Here are a few tips that will help you go a long way.

Pregnancy and Delivery Cost in Singapore

As per my previous post, I delivered naturally without epidural. I stayed in a single ward with normal delivery so I had to deposit $3103 (as per the cost stated in the picture above) as soon as I was admitted to the delivery ward. Do remember to bring along your prenatal receipts as the hospital will do the Medisave claims for you.

Coffee Talk With Mitsueki

In our feature of Coffee Talk by Seedly, we get in touch with some of Singapore’s lifestyle influencers and have them share with us their take on personal finance. On this week’s Coffee Talk, we have Mitsueki sharing with us her views on personal finance.

Why You Should Start Tracking Your Spending Today

Many do not realise the importance of saving and spending wisely until they are needed; but by then, it may be a little too late to start. A simple decision to begin taking note of current and future expenditure now may lead to better financial planning and a start to fulfilling individual financial goals. Here are a few reasons why you should start tracking your spending today.

Five Life Lessons That Disney Movies Have Taught Us

Believe us – each heartwarming Disney hero has a life lesson to teach. From following your dreams, not latching on to material possessions to even keeping an emergency fund for life’s unpredictable turns – there is a message in every story. Take a look!

11 Things You Shouldn’t Pay For But Probably Are

Many Singaporeans spend money on things that they can get for free. While some are no-brainers, many people still pay a hefty sum for them for convenience. Sure, you may have a busy schedule. But if you take out just a little bit of time to work around it, you can easily save hundreds per… Read More »

How To Manage Your Finances Without An Advisor

With the next Pirates of the Caribbean set to hit theatres in coming months, one of its popular stars Johnny Depp has made the headlines – not for his involvement in the thrilling film series, but because he’s suing his former business managers for both mismanagement and outright fraud. Depp sued them for $25 million… Read More »

Six TED Talks and Podcasts That Will Change the Way We Make and Save Money

We are here to share some fun, informative, and engaging TED Talks and podcasts about money – how to play around it and manage it.

Here’s Why You Need an Emergency Fund and How to Get Started

Financial emergencies can never be predicted but you can always be prepared for it. Setting aside some money to put in an emergency fund will help you tackle any unforeseen financial emergency. Find out more about emergency funds and how you can build one for your future.