Not having to beat the morning rush hour commute on our frequently delayed trains can give anyone a sigh of relief even if it does come with a higher price tag from buy a car. But the expense is much higher, and before you commit to one, here are essential things to consider, be it a brand new car or a second hand car.
Every Singaporean will have to take a loan at one point in their lives be it for a house, car, wedding or to start a new business. If you’re one of the few that can afford things without having to take on a loan, lucky you! Otherwise, chances are you’re a middle-class citizen trying to make it in life and have to take at least a housing loan to own a house. Before you take a loan, you should educate yourself on everything about it such as penalties if you default on your loan and the benefits of choosing from another institution. To start you off, here are the pros and cons of some loans in Singapore.
We all have a few common characters in our lives. The nosy Ah Soh, the grumpy uncle down the street, the hipster-wannabe; we all know somebody who fits in these characters. Similarly, there are a few different types of personalities when it comes to taking loans. Which character do you relate to? Follow BankBazaar… Read More »
As golden hues illuminate houses and a sense of joy descends on Singapore, thousands of us get an opportunity to revel in the spirit of Deepavali, which is aptly called the Festival of Lights. I don’t think there is anyone here who doesn’t love Deepavali, for it is a time of celebration, with vivid colours,… Read More »
Owning a home is a dream most of us harbour, spending a majority of our life trying to turn this dream into a reality. Those of us who have tried know the hardships involved, be it finding a home which suits our needs, arranging the finance, paying mortgages, doing the paperwork,… the list is exhaustive.… Read More »
Imagine a situation where you just got to know that your home loan application has been rejected What now? Before you whip out a playlist consisting of sad Stefanie Sun’s songs, you need to know this is not the end of the world. Or the end of getting your dream home. There are several reasons… Read More »
Silver Lining in a Nutshell: What Singaporeans have done right in the past year when it comes to Credit Card Debt: The ratio of credit card rollover balance to the country’s GDP remains low at 1.4%. Credit Card loans rose to 16% by the third quarter of 2012 but turned negative by the second quarter… Read More »
The wind in your hair, long, smooth winding roads, great music and scenic views on either side, this is perhaps what most of dream about every time we close our eyes at work. The sad reality is that dreams don’t often come true, resigning us to just a vision, for most dreams require money, money… Read More »
If you’re looking to buy your own home in Singapore, no one really needs to tell you that planning is key. Don’t fool yourself into thinking that the cost of the property is the only cost you’re going to have to bare. Let’s start with the basics – depending on where the property is located,… Read More »
The first time you wrapped your little hand around his thumb, your dad knew your future depended on him. The first time he pulled an all-nighter, cradling you in his arms, you knew you would always be comfortable and safe.These firsts, emotional as they may be, were the bedrock of your financial future. Over the… Read More »
No matter how much you set aside, there will be times, especially in emergency situations, where you will require additional funds. Be it to meet an unexpected expense or an emergency medical situation, life has a tendency to throw us the occasional curve ball every now and then. But, while most of us turn to… Read More »