Don’t be fooled into thinking that you should be paying the annual fee for the day-to-day rewards that your credit card gives you. Or that you need to pay for the administrative costs and convenience of using a credit card.
But should you always request a waiver? Read on to find out when you should consider paying.
Most of us have more than 1 credit card to our names which can lead to times when we might owe something on each credit card. The one thing that can happen in this situation is that the interest can make the debt almost unbearable and that is where a balance transfer comes in. Never heard of a Balance transfer Plan? Here’s all you need to know.
After graduation, you went and got your first job. Now that you have your job and are earning, you probably want to complete the experience of becoming an adult by getting yourself a credit card. While you may dream of a card that offers you the world, the reality is that you may have to start with an entry level credit card. If you are looking for something like that then here is a list of 3 cards that can help you get started with your credit card experience.
We love the convenience and benefits that comes with a credit card. Occasionally, we may come across an article like this one, reminding us that credit cards are still susceptible to hackers and scammers. It might seem like an unlikely occurrence, especially in Singapore. But make no mistake, as a familiar tagline goes, low crimes doesn’t mean no crime. Here are a few simple ways to find out whether your credit card has been hacked.
When you start planning your wedding, one aspect of the expense is the honeymoon too. Wouldn’t it be great if you could get to go for the honeymoon for free? It’s not a fantasy because if you play your cards right, you could use a travel credit card to do just that for you. Here is how you could achieve this goal.
A balance transfer shifts your existing loan on one credit card, to an interest-free credit card. This will give you enough time to settle outstanding debts without incurring interest. While we can’t write a book on this topic, we can tell you what you need to know about it, including how it affects your credit score!
Shopping at the supermarket can be really fun. There’s always something new to try. But are the prices of groceries freaking you out? Did you see a tear drop on your wallet the last time you checked out of a supermarket? If you can’t really alter your purchasing habits, at least ensure that you’re using a grocery credit card to help make the expenditure easier to handle.