Whether you’re travelling for business rather than pleasure, having the right plastic with you can save you some money in the long run. Furthermore, you’ll enjoy a whole lot of convenience to make purchases without carrying huge amounts of cash around. Before you decide how much to change in foreign currency for your trips abroad, consider some of these useful credit cards for female travellers:
1. For the serious shopper: DBS Woman’s World MasterCard
There’s cause to charge your retail purchases overseas to this card. A fantastic card to wield for shopaholics, the DBS Woman’s World Mastercard will award you 3 DBS Points for every S$5 you spend in foreign currency overseas.
These points can be exchanged for vouchers for even more shopping. This means your trip to shopping havens like Hong Kong will end up paying off! You could even exchange these points for air miles to support your next shopping vacation!
2. For the business traveller: UOB Lady’s Card
Another card dedicated to the ladies, a UOB Lady Card ensures you get deals like discounts off several airfare categories or cheaper fares when you fly with Emirates or Thai Airways. Simply charge the tickets to the card. Aside from flights, paying with the UOB Lady’s Card can also entitle you to 20% off when you decide to stay at participating Starwood Hotels and Resorts in the Asia-Pacific region.
If you’re more into luxury travel experiences or need them as comforts on tiring business trips, the UOB Lady’s Solitaire Metal Card is just right for that purpose. Touting itself as a “designer ladies card”, the card promises you a host of exclusive privileges. These come in a form of access to 750 LoungeKey airport lounges, priority reservations at restaurants around the globe and even those helmed by Michelin-starred chefs. Because it’s also a Mastercard, you can also receive a complimentary bottle of wine at participating restaurants if you happen to be dining in Hong Kong or China.
3. For a road tripper: ANZ Travel Visa Signature Card
If you’re a first-time female vacationer going on a road trip, you might be thinking how safe you will be travelling alone and looking at destinations with low crime rates. Australia and New Zealand and are great destinations to start with, especially when Sydney and Melbourne are among the top 20 for the safest cities in the world according to Safe Cities Index 2015 done by The Economist.
With that in mind, you might want to consider the ANZ Travel Visa Signature Card. Give yourself a leg up on your road trip with 10% savings on self-drive car rentals from Hertz in Australia and New Zealand when you make a reservation with this card from now till the end of the year. Hertz is a global and reliable brand so you won’t have to worry about dealing with a stalled car somewhere remote and your safety.
Also, with every S$1 you spend in these countries or with Qantas and Jetstar airlines, you will be handed 2.8 air miles! After all, you might get hooked to solo travel and want to brave your way through other cities or other countries. When it gets to that point, you can spread your wings a little easier too. The card promises special fares to Hong Kong, Bangkok, China, Europe and America when you charge your flights on Cathay Pacific Airways or Dragonair to it.
4. For the solo female traveller: ANZ Optimum World Mastercard
For all the safety issues you might prepare for as a solo female traveller, there is, of course, always that possibility of being mugged or getting your things stolen when being targeted as a smaller-built woman. Losing your wallet and money is a horrible experience and the ANZ Optimum World Mastercard helps to relieve the costs of such incidents. It offers Wallet Protection Insurance, which includes reimbursing you up to USD 100 for costs associated with replacing your wallet and the items inside.
On a happier note, this credit card also offers you 5% cash rebate in one of these spending categories – dining and leisure, travel, shopping or groceries. For the purpose of travel, you can earn cash rebates when you make transactions related to airlines, travel agencies and on online travel portals on this card. More significantly, there is no monthly limit to the cash you earn back, although there is a maximum amount of $30 cash rebate for each transaction you make on the card.
If you’d like to get a credit card, BankBazaar is here to help. We provide you with over 80 choices so that you can find one that best suits your needs. And when you’ve made up your mind, go ahead and apply directly on our site.
*Benefits and privileges by banks stated in this article are offered at time of publication