10 Best Cashback Credit Cards for Grocery Shopping in Singapore

By bankbazaar.sg | March 14, 2017

Shopping at the supermarket can be really fun. There’s always something new to try. But are the prices of groceries freaking you out? Did you see a tear drop on your wallet the last time you checked out of a supermarket? C’mon, let’s not get overly dramatic here. It was probably the condensation from one of the dairy products you bought!

However, it’s understandable that spending so much on your daily necessities is getting to you. We also understand it’s difficult to cut back on 4-ply toilet paper and organic spinach once you’ve gotten used to it. So, if you can’t really alter your purchasing habits, at least ensure that you’re using a grocery credit card to help make the expenditure easier to handle.

With so many grocery credit cards offered in Singapore, which one do you get? Read on to find one that suits you!

ANZ Optimum World MasterCard Card

With great cashback comes great cap, right? Wrong! ANZ Optimum World MasterCard offers cash back all year long with no cap on how much you can earn:

  • Get 5% cashback on your chosen category, all year long – if you choose grocery as your category, you will earn 5% cashback at all supermarkets.
  • Get 1% cashback on all other categories – Dining & Leisure, Travel and Shopping.

Read our review of the ANZ Optimum Card here.

POSB Everyday Card

If Sheng Siong is your go-to place for groceries, your wallet is about to get nice and heavy because you will enjoy 5% cash rebate with this credit card at Sheng Siong.

Additionally, don’t leave your daily essentials out:

  • Up to 14% rebate on dining expenses (read more about this promotion here.)
  • Watsons – 3% cash rebate.
  • SPC – Up to 20.1% savings on petrol.
  • SP Services – 1% cash rebate.
  • Star Hub – 1% cash rebate.
  • All other purchases – 0.3% cash rebate.

Read also: 8 Ways to Get Cheaper Groceries in Singapore

HSBC Visa Platinum Credit Card

All your day-to-day essentials are covered within a single card that can help you save in triple digits:

  • Get up to 5% cash rebate on grocery purchases across all grocery stores and supermarkets in Singapore.
  • Get 2% cash rebate at all F&B outlets in Singapore, except hotel dining.
  • Get 5% cash rebate on petrol + additional 16% discount instantly at all Shell and Caltex stations.
  • Get 5% cash rebate on recurring telecommunication bills.

Read also: 5 of the Best Online Grocery Stores in Singapore

UOB Delight Card

Yes, your day at the supermarket is about to get very delightful with the UOB Delight Card. You will enjoy up to 8% rebate across the following grocery and health & beauty stores:

  • Market Place
  • Cold Storage
  • Jasons
  • Guardian
  • Giant

What else will make your day delightful?

  • Get 3% rebate on purchases made on:
    • Visa payWave.
    • Recurring bill payments.
    • NETS FlashPay Auto Top-up.
  • Get 0.3% rebate on all other transactions.

Read also: How to save money by shopping for groceries

OCBC Visa Plus! Credit Card

Enjoy discounts on your groceries at FairPrice, ‘Plus!’ more attractive discounts and rebates at other essential stores:

  • Get 7% off in LinkPoints at FairPrice and FairPrice online.
  • Get 3% off in LinkPoints at Unity.

‘Plus!’ more rebates on your recurring bills and other purchases:

  • Get 3% discount at Popular.
  • Get 1% LinkPoints rewards on bill payments at Starhub, M1 and Singtel.
  • Get 0.2% LinkPoints on all Visa transactions.
  • Make your fuel purchases at Esso and enjoy 18.5% fuel savings and 2.8% Smiles Points.

NTUC Plus! Visa Credit Card

NTUC members will enjoy exclusivity of perks, discounts and rebates on this card where even a splurge on groceries will never burst your budget:

  • Get 12% rebate at FairPrice and FairPrice online.
  • Get 3% off in LinkPoints at Unity.

Being an NTUC member has never been this rewarding:

  • Get 1% LinkPoints rewards on your Union membership fee.
  • Get up to 20X more interest on your NTUC-OCBC Starter Account Balance.

Other perks of the card:

  • Get 3% discount at Popular.
  • Get 1% LinkPoints rewards on bill payments at Starhub, M1 and Singtel.
  • Make your fuel purchases at Esso and enjoy 18.5% fuel savings ‘Plus!’ 2.8% Smiles Points.

Read also: How to Combat the Rise in Water Prices with 9 Simple Hacks

OCBC 365 Card

Well, if you haven’t figured it out by the name of the card, this credit card by OCBC offers you cashback all year long!

  • Get 3% cashback on your grocery purchases across the island.
  • When it’s just one of those days where cooking is not an option for you – Get 6% cashback on weekend dining and 3% on weekdays.

What do you get on your other recurring payments or even a few splurge days?

  • Get 3% cashback on your recurring telecommunication bill payments.
  • Enjoy petrol savings of up to 23.9% at select petrol stations and 5% cashback at all other petrol stations.
  • Go on a shopping spree with 3% cashback on all your online shopping escapades.
  • Get 0.3% cashback on all other purchases.

Read our review of the OCBC 365 card here.

Citibank SMRT Card

You can either be a smart saver or let the Citibank SMRT card do the saving for you when you step into the supermarket:

  • Enjoy 5% savings on grocery purchases.
  • Enjoy 7.3% savings at FairPrice Xtra Kallang Wave.
  • Get 5% savings on fast food and coffee purchases.

And if that’s not enough:

  • Get 5% savings on movies.
    • Get 3% savings on online shopping.

Read also: 3 of the Best Credit Cards for Cashback

Citi Cash Back Card

With this card, there are no geographical restrictions on your grocery shopping sprees:

  • Enjoy 8% cashback across all grocery stores and supermarkets throughout the world.
  • When you don’t feel like cooking, get 8% cashback upon dining at cafes, restaurants and F&B outlets worldwide.

What about other daily savings?

  • Save up to 21.8% on petrol at Shell, 20.88% at Esso and get 8% cashback across all other petrol stations.

You’ll find more about the Citi Cash Back Card in our review.

Maybank Family & Friends Card

If Singapore is your first home and Malaysia your second, then the Maybank Family & Friends Card can be your BFF at both homes:

  • Get 8% cash rebate at Cold Storage, NTUC FairPrice, NTUC X-tra and NTUC Finest.
  • If you’re craving some fast food, get 8% cash rebate at foodpanda, KFC, McDonald’s and Pizza Hut.
  • Get 8% cash rebate at Unity NTUC Healthcare, Guardian and Watsons.

When you catch a break, take your friends and family out for some adventure:

  • Get 8% cash rebate at LEGOLAND Malaysia Resort.
  • Get 8% cash rebate at all Theme Parks in Malaysia.

They say learning is always rewarding, right? Now, you can put a number on it:

  • Get 8% cash rebate at POPULAR bookstores and online stores.
  • Get 8% cash rebate at Yamaha Music School and Yamaha Retail Stores.

Read also: Got a Maybank Credit Card? Here Is Why You Need to Go Online Shopping with It!

With these credit cards, you can turn supermarket shopping from a necessity into a hobby.

If you’d like to get a credit card, BankBazaar is here to help. We provide you with over 80 choices so that you can find one that best suits your needs. And when you’ve made your mind, go ahead and apply directly on our site.

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